Andrew P. Carleton is the editorial pen name used for this publication’s Canadian mortgage explainers.
The work emphasizes plain-language calculations, source checking, contract questions and the difference between general education and advice for a specific borrower.
Research approach
Current federal rules are checked against the Financial Consumer Agency of Canada, Canada Mortgage and Housing Corporation, the Office of the Superintendent of Financial Institutions and the Canada Revenue Agency. Lender-specific and provincial matters are identified as such.