How the site is produced

Editorial Standards

Accuracy, source hierarchy, clear assumptions and visible limitations guide the rebuild.

Source priority

Federal agencies and legislation are preferred for national rules. Provincial regulators and official programs are required for local claims. Lender documents are used only for lender-specific features.

Calculations

Calculator assumptions are displayed. Canadian fixed-rate examples use semi-annual compounding converted to the selected payment period. Results are educational estimates and are checked against known reference cases.

Updates and corrections

Date-sensitive pages identify a review date and link to current official material. Substantive corrections are made promptly after verification.

Commercial separation

Advertising does not determine article conclusions. No lender is ranked or endorsed.