Source priority
Federal agencies and legislation are preferred for national rules. Provincial regulators and official programs are required for local claims. Lender documents are used only for lender-specific features.
Calculations
Calculator assumptions are displayed. Canadian fixed-rate examples use semi-annual compounding converted to the selected payment period. Results are educational estimates and are checked against known reference cases.
Updates and corrections
Date-sensitive pages identify a review date and link to current official material. Substantive corrections are made promptly after verification.
Commercial separation
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